CHOOSING THE RIGHT MORTGAGE COMPANY


While most lenders stand behind what they advertise or promise, you should still do your homework before committing to financing.
Get Mortgage Company Referrals
Ask a Muljat North RealtorĀ® for a list of preferred lenders. Friends, family and coworkers who own their homes can also be a great source of information. Applying for a pre-approval can help save time and make it easier to get the best rate, but before your decide on a lender, ask for referrals.
Small Versus Large Lenders
Choosing between a small local lender or a larger national lender is mostly a matter of preference, but knowing which you’d prefer can help you find the right deal for your situation. If you like personal service, and enjoy the face-to-face contact, it may make sense to choose a small mortgage lender in your local area.
Mortgage Company Reputation
Generally, a good lender will have a solid reputation with accreditation and reviews to back it up. To figure out where your lender stands, start by doing this research yourself. Check with the Better Business Bureau for ratings, reviews and complaints against the mortgage company. Look for a posted mission statement or customer service rewards on the lender’s website. Verify the lender’s standing with the local Chamber of Commerce
Mortgage Company Customer Service
Finding a lender with great customer service can make things easier, especially if you have questions about the application time or terms – or find yourself needing help with mortgage down the line. Buying a home is a big financial commitment so you should expect to be treated well by your mortgage company.
Good Faith Estimate
Once you’ve narrowed down your choice to three or four lenders, ask for a good faith estimate: a detailed list of costs provided by a bank or mortgage lender to a borrower, required by law. The costs listed include the following:
Settlement or closing costs
Title insurance
Taxes
Attorney fees
Interest rates
Partial month interest
Credit check costs
Hazard and property insurance rates
While these are only estimate and may vary slightly from your actual costs, you can use your good faith estimate as a tool to help you choose the most reasonable lender.
Source – Susan Wellish, realtor.com

UPCOMING HOMEBUYER EDUCATION CLASS

Attend our FREE Homebuyer Education Seminar October 4th and receive your certificate from Washington State Housing Finance Commission allowing you access to several special loan products being offered. This seminar is a 5 hour course that will cover everything involved in the home buying process from start to finish. Call the Muljat Group North with any questions 360.354.4242

NORTHWEST WASHINGTON FAIR


pictured above, RealtorĀ® Tony Bladies, Muljat Group North real estate office
Come visit our RealtorsĀ® at the Northwest Washington Fair!
Fair Dates ~ August 11 – 16
Gates Open ~ 9 a.m. Gates Close ~ 10:00 p.m.
Place ~ 1775 Front Street, Lynden Washington
Six fun-filled days! Bring your family and enjoy the carnival rides, great fair foods, awesome grandstand entertainers, demolition derby, rodeo, animal exhibits….whether this is your first time or your 50th, there is always something new to see or do!

JULY 4 ~ OFFICE HOURS

Have a Safe & Fun Independence Day! To contact a Muljat Group North Realtor:
Muljat Group North Realtors

SANDY POINT ~ SALT WATER VIEW BUILDING LOT!

Spectacular Saltwater View from this 0.910 Acre lot! Shared Access to no-bank waterfront. Imagine your dream home situated on this hard-to-find water view lot in an area of nice homes.
$195,000 | MLS# 658304
4841 Beach Way, Ferndale Washington

Relay For Life ~ North Whatcom

Friday June 20th – Saturday June 21st | 6:00 pm
NW Washington Fair and Event Center
1775 Front Street, Lynden Washington

Participate in the fight against cancer. The Relay For Life event is this weekend and is an inspiring opportunity to honor cancer survivors and raise money to help end cancer. Come on down to the Lynden Fairgrounds this Friday @ 6:00 pm and participate in the walk against cancer.

Farmers Day Parade, Saturday, June 7

Come out to Lynden this Saturday for the annual Farmer’s Day Parade! The parade will start at 10:30 and will travel East down Front Street into downtown, Lynden, right by our office, 505 Front Street. Please stop in our office and take a look at our colorful Flyers of all our listings. Whatcom County Maps are also available at our Front counter. If you are a basketball player and interested in participating in the 3on3 Tournament, please pick up a Registration Form, Kindergarten to Adults welcome to play!

The Famer’s Day parade dates back to the early 20th century, honors the economic and social impact of the agricultural industry in Lynden and its surrounding area. Trucks, tractors and horse-drawn wagons are interspersed with floats, bands and a variety of children’s entries.

This special day also will features other activities in Lynden!

KIDS ZONE! Featuring all the best from Jumping Joeys. 9:30 am – 2:00 pm at the corner of 7th and Front St. in Downtown

Lynden Community Pancake Breakfast at the Lynden Community Center. 8:00-10:30 AM $5 for adults. $3 for kids

Van Wingerden Plant Sale. 7th & Front Street

Home Buyer Education Class

Attend our FREE Home Buyer Education Class and receive your certificate from Washington State Housing Finance Commission. Taking this class will allow you access to several special loan products offered. This is a 5 hour course that will cover everything involved in the home buying process from start to finish.

Class Dates: June 10th & June 12th
From: 5:30-8:30 pm
Free dinner will be provided; you must pre-register to attend
Contact an instructor below to register:
Danielle Groeneweg: 360.483.6490
Jerry Blankers: 360.410.1297
Dustin Brumley: 360.389.6605

SAVE THE DATES!


Every summer our office organizes & sponsors the 3on3 basketball tournament in downtown, Lynden. This is a fun-filled community event held in conjunction with The Northwest Raspberry Festival. Applications are available at our office and The Lynden Chamber of Commerce. All proceeds from the 3on3 go directly to the Lynden Chamber of Commerce. Volunteers are always welcomed, 360.354.4242

DUPLEX BUILDING LOTS!


These duplex/building lots are located on the outskirts of Lynden, Homestead Golf and Country Club. A true resort course with wide landing areas and multiple trees for recreational golfer. This is the only golf course in Washington with a par five that plays into an island green. This beautiful finishing hole has been voted best par 5 finishing hole in the state.
Act quickly as these are 1 of only 3 Duplex building lots left on the prime Homestead Golf Course! Right on the 17th fairway with mountain views. Great opportunity to build your dream condo and sell or rent the other side! A great builder investment property. Lots are conveniently located near Homestead’s Clubhouse and many other amenities.
2200 Greenview Circle, Lynden WA (Lots 9,10) priced at only $99,000 | MLS# 609623
2200 Greenview Circle, Lynden WA (Lots 7,8) priced at only $110,000 | MLS# 609616